So I Totaled My Car. Now What?


You’ve been in an accident and totaled your car. While it might seem like there are no options available aside from selling it for parts or sending it to the junkyard, there are a few things to consider that could lead to money for a new car. There are also a few details that you need to take care of regarding the legalities of your accident so that the incident can be properly recorded.

Who’s Responsible?

One of the first things that is usually done after a car accident is determining who was responsible. Pictures taken at the scene and witness statements are often used to help determine who was at fault. This information is important when trying to determine the proper insurance settlement so that you can get the compensation you deserve.

Sell for Scrap

If your car is beyond any kind of repair, then the best decision might be to sell it for scrap parts. You can find buyers who want to purchase parts separately or someone who would want to buy the entire car and take each part off of it to use on another car. Another option would be to take your car to a junkyard to sell for scrap. Find out whether you need a title before selling your car for scrap.

Understand Your Finances

If you’ve totaled the only car that you have, then you might see this time in your life as a challenge. Consult with an attorney to determine if there is anything that you can do to receive compensation for the accident. Try to talk to a car dealer to see if your car can be sold to them or traded for a different vehicle. Consider public transportation or riding with family and friends to get to work so that you can continue making money.

Dealing with Insurance

Soon after the accident, you’ll need to report your loss to your insurance company. Your policy might cover a rental car or ensuring that you receive compensation for a total loss. A rental car and towing are usually optional elements that you can add to your policy at any time, but you need to do so before you’re in an accident. This is why it’s so vital to protect yourself with adequate auto insurance so that you have options for something to drive.

A car accident could result in the loss of your car, but it doesn’t mean that your life has to be put on hold. Consult with your insurance company and an attorney to find out your legal options. Begin searching for another car that is affordable while talking to your insurance company about ways to protect your car in the future.



Please enter your comment!
Please enter your name here